Your Auto Financing Questions Answered in Canton, GA

Auto financing shouldn’t cause a headache — that’s why we make it easy here at Cherokee County Toyota. We understand that this process can be overwhelming, especially for a first-time buyer. Let our finance team crunch the numbers for you while you focus on securing the new ride of your dreams. For years, we’ve been obtaining affordable car loans for our customers from all over the Alpharetta and the greater Atlanta area. To prove that we’re the experts, we’ve compiled a list of answers to FAQs we often receive from our guests. Keep reading to learn more!

Our Financial FAQs

What is the range of credit scores?

Per Equifax, credit scores range between 300 and 850. Here’s how the scale is segmented so you can understand where you stand with your score:

So, the higher your credit score, the easier it is to have financing options. Don’t sweat it, though; Cherokee County Toyota can help you, no matter where your credit score stands.

How can I improve my score?

While you won’t likely see immediate results, there are a few steps you can take to try and improve your credit over time. The first thing you can do is check your credit report for any possible errors and dispute them. You can do this by requesting your report from one of the three credit bureaus: TransUnion, Experian and Equifax. Next, it’s crucial to ensure that you’re making payments on time and in full. Finally, we highly recommend that you stay below your credit limit by as much as possible — this is a sure way to have a positive impact on your score.

How much will my monthly payment be?

Don’t break out the pen and paper to start making calculations yourself — let us do the hard work for you! Since you now know what your credit score is and have an idea of the interest rate you’ll most likely receive, you can utilize our online payment calculator to get an estimate of your future monthly payments.

How do I get pre-approved?

The pre-approval process is easier than you think — especially when you do it with Cherokee County Toyota! Our online application simplifies the process since you can complete it from the comfort of your home. Simply provide us with your contact information, employment history and the new Toyota you wish to drive home. If you’re still worried about getting approved, we encourage you to apply with a co-signer to increase your chances.

Still have questions we haven't answered? Please don't hesitate to reach out. You can contact us online or stop by Cherokee County Toyota at 301 Liberty Blvd, Canton, GA 30114. We welcome customers from Alpharetta and the greater Atlanta area.